2% unlimited cash rewards — Cardholders earn 2% unlimited cash rewards on their purchases, with no categories to activate or earning limits to follow.
There are other cards that offer higher cash back rates on certain categories, and while they may be worth it, they require more effort. And they are often also capped and limited in the purchases they apply to. The Wells Fargo Active Cash® Card is perfect for someone who wants an easy-to-use card that still offers high rewards: you’ll immediately earn best-in-class fixed rewards on your purchases, with no limits or hoops. to jump through.
$200 cash sign-up bonus — New Wells Fargo Active Cash® cardholders can earn a $200 sign-up bonus cash for just $1,000 in purchases in the first three months. Not only is this a very competitive sign-up bonus for a card with no annual fee, but it’s also one of the things that sets this Wells Fargo credit card apart from other 2% cashback cards. I have yet to find another credit card with 2% unlimited cash rewards that also offers a sign-up bonus.
15 Month Intro Offer at 0% APR — New cardholders can enjoy an introductory 0% APR on new purchases and eligible balance transfers for a full 15 months. This is a great offer, even compared to cards marketed only for 0% introductory APR. This means that this card will allow you to avoid interest on purchases and balance transfers until nearly 2024!
Keep in mind that balance transfers must be completed within the first 120 days to qualify for a lower interest rate and lower balance transfer fee.
No annual fee — In many cases, high reward rates mean high annual fees. Not with the Wells Fargo Active Cash® Card, which has a $0 annual fee.
Mobile phone protection — With the price of a typical cell phone in the hundreds of dollars, having some sort of insurance is a good idea. With this Wells Fargo card, you can get built-in cell phone protection for up to $600 by simply paying your cell phone bill with your card. Coverage is subject to a $25 deductible.